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The right mortgage for you
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Shared ownership mortgage schemes are very popular with first-time buyers. A relatively new way of buying property, shared ownership mortgage schemes are proving an excellent way to get a foot on the property ladder.
How shared ownership works
With shared ownership property purchases, you enter into a partnership with a housing association.
You purchase part of the property and then rent the remainder from the housing association, which retains ownership of the remaining share.
The beauty of shared ownership is that it offers people who could not otherwise become homeowners the opportunity to enter into a co-ownership partnership.
The purchase amount with shared ownership schemes is usually 25-50 percent of the property value. When you can afford to do so you can buy more shares until you own your home outright.
To find out how we can help you find the right buy to let mortgage deal, call our mortgage advisers on 0161 980 0808.
A fee of maximum of £500 or 0.5% of the loan amount, if greater, is payable on completion. Typically this will be £x.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON YOUR MORTGAGE
Buy to let mortgages are not regulated by the Financial Conduct Authority.
Frequently Asked Questions
What are the different mortgage options?
There are a number of different mortgage options available.